Insurance

 

Cathay Insurance                                                                                         

Students who just arrived in Taiwan are not eligible for applying NHI (National Health Insurance). You will have to join the Cathay Insurance for the first six months in Taiwan. 

With Cathay insurance, you can go to clinics or hospitals and pay the whole fee by yourself first. The coverage of reimbursement is as follows:

Clinic: The maximum of reimbursement is NT$1,000 per day/visit.

Hospital: The maximum of reimbursement is NT$1,000 per day. The payment of benefit shall not exceed NT$120,000 per hospitalization. 

Please have the following documents with you when applying for the reimbursement.

1. The receipt

2. The medical certificate (apply from the hospital/clinic)

3. Post office account book

4. Application form  

 

National Health Insurance (NHI)                                                               

After your first arrival in Taiwan, you need to stay in Taiwan for more than six months continuously. Within the six months, you can only go abroad for only once and less than 30 days. If you go abroad for more than 30 days or more than two times, the date you enroll in NHI will be recounted. 

More explanation:

First arrive in Taiwan:  Sept. 10 + 6 months (stay in Taiwan for more than 6 months continuously) 

                                 = Mar. 10  (the date you join NHI)  

                                 Use Cathay Insurance instead from Sept. 10 to Mar.9.

Example 1:

Going abroad between Sept. 10 and Mar. 10 for 5 days, then the date you join NHI is Mar. 15.

(Mar.10+5 days)

Use Cathay Insurance from Sept. 10 to Mar. 14.

Example 2:

Going abroad between Sept. 10 and Mar. 10 for 30 days, from Nov. 1 to Nov.30. 

Nov. 30 + 6 months (must stay in Taiwan continuously) = May 30 (the date you join NHI)

Use Cathay Insurance from Sept. 10 to May 29.

Example 3:

Going abroad during Sept. 10 to Mar. 10 for 6 days, from Oct. 1 to Oct.6. And go abroad again from Dec. 15 to Dec. 25.

Dec. 25+6 months (must stay in Taiwan continuously)= Jun. 25 (the date you join NHI)

Use Cathay Insurance from Sept. 10 to Jun. 24.

 

NCU Student Insurance                                                                              

 

Eligibility: Every student in NCU (including interns)

 

Coverage limits: This insurance covers injury due to accidents, illness, and disablement, but it’s only for the patients who need to hospitalized. (Outpatients are not included.)

Documents for applying for reimbursement: 

1. The Receipt

2. The medical certificate (apply from the hospital/clinic)

 

 

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